Lending in Franklin County, Washington
Franklin County stretches from fast-growing Pasco north through irrigated farmland around Basin City, Mesa and Connell. Pasco, the county seat, is one of the Tri-Cities and has seen a large share of the area's new home construction.
Jake helps Franklin County buyers with new construction purchases, first homes, refinances and rural property.
What Franklin County buyers and homeowners should know
- New subdivisions in west Pasco are popular with first-time buyers and growing families.
- Rural homes in the irrigated farm areas may include wells, septic systems and outbuildings that lenders review.
- Irrigation water and domestic water are often separate; the appraiser looks at the home's drinking water source.
- Growing households often use equity to remodel or add space.
Loan programs that fit Franklin County
FHA Loans
A common choice for first homes in Pasco's newer subdivisions.
Learn moreConventional Loans
Fits move-up buyers in west Pasco and rural Columbia Basin homes.
Learn moreFirst-Time Homebuyer Programs
Washington down payment assistance may help with upfront costs in Pasco.
Learn moreVA Loans
Available to eligible veterans buying anywhere in Franklin County.
Learn moreCash-Out Refinance
Helps growing families fund additions or consolidate debt.
Learn moreLand Loans
For building sites and acreage near Eltopia, Mesa and Basin City.
Learn moreCommunities served
- Pasco
- Connell
- Mesa
- Basin City
- Kahlotus
- Eltopia
Franklin County home loan questions
Do you lend in Pasco?
Yes. Pasco is Franklin County's largest city, and Jake works with buyers and homeowners throughout the city and the rest of the county.
Can first-time buyers get help in Franklin County?
Washington's down payment assistance programs are available statewide, subject to eligibility. Jake can review which ones you might qualify for.
Do you finance homes in Pasco builder subdivisions?
Yes. For homes still under construction, timing matters: Jake coordinates your pre-approval and rate lock with the builder's expected completion date.